Insurance Inspection
Readiness Checker
Florida homeowners are losing coverage over dirty roofs and deferred exterior maintenance. Check each item on this list, see your readiness score, and know exactly what to fix before an inspector shows up at your Naples home.
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Points
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Go through each item below and mark whether your home currently passes or fails that inspection point. Florida insurance inspectors check all of these. Your score updates live as you go.
Florida insurance inspectors conducting roof and exterior assessments are looking for evidence of deferred maintenance — signs that a homeowner has allowed biological growth, structural deterioration, or drainage issues to go unaddressed. The following comparison shows exactly what passes and what triggers a non-renewal notice.
✅ Passes Inspection
- Roof clean, no visible algae or staining
- Gutters clear, flowing properly
- No missing, cracked, or lifted tiles
- Fascia and soffits intact, no rot
- Exterior stucco clean, no biological growth
- Written professional cleaning documentation on file
- Drip edge and flashing intact
- No visible moss or lichen on any surface
❌ Triggers Non-Renewal Risk
- Black algae streaks or green patches on roof
- Gutters overflowing, full of debris
- Missing, cracked, or displaced tiles
- Rotting fascia or damaged soffits
- Algae or mildew on exterior walls
- No cleaning history or documentation
- Damaged or missing flashing
- Moss or lichen growth anywhere on structure
Naples Pressure Washing provides written service documentation after every job — date of service, method used, and products applied. Most Florida insurance carriers accept this as proof that biological growth issues have been professionally resolved. Keep this documentation with your policy records.
Black streaks GONE in 1 visit — and they stay gone for 2-3 years.
Soft wash chemistry kills Gloeocapsa Magma at the root, not just on the surface. No high pressure, no tile damage, no voided warranty.
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Tell me what needs cleaning and where — I'll send a firm, no-obligation price by text or email, usually the same day.
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About the Author
Owner Blane Perun started this company with a simple premise: Naples homeowners deserve a professional exterior cleaning option that doesn’t come with the inflated pricing of franchise operations and large corporate companies.