Over Your Roof? We Fix That.
Florida insurance carriers are issuing non-renewal notices to Naples homeowners over roof algae, staining, and biological growth. Professional soft wash cleaning with written documentation resolves most notices. We are fast, licensed, and 15–30% less than the competition.
📞 Call Now — 239-544-1165Florida’s property insurance crisis has introduced a new and urgent maintenance reality for Naples homeowners: insurance carriers are now conducting aerial and drone roof inspections and issuing non-renewal notices for roofs showing algae staining, moss growth, and biological discoloration — citing deferred maintenance as grounds for cancellation.
This is not a warning about future risk. These are active non-renewal notices with hard deadlines. Homeowners who do not respond before the renewal date lose their coverage — in a market where finding replacement homeowner’s coverage in Florida is increasingly difficult and expensive.
The solution is straightforward: professional soft wash roof cleaning performed by a licensed Florida contractor, documented with written service records. Most Florida insurance carriers accept this documentation as proof of maintenance — resolving the non-renewal notice when submitted before the deadline. The key word is before — delays cost you the window to act.
We have helped dozens of Naples homeowners resolve insurance non-renewal notices. We provide priority scheduling for insurance-related jobs and deliver written service documentation the same day as cleaning — giving you everything you need to submit to your carrier promptly.
Insurance non-renewal notices have hard deadlines. Do not wait. Call Blane at 239-544-1165 today — we offer priority scheduling for insurance-related jobs and can typically get your roof cleaned and documented within days, not weeks.
Call Us Immediately
Call 239-544-1165. Tell us you have an insurance non-renewal notice. We prioritize these jobs — most Naples homeowners in this situation are scheduled within 2–5 business days, not weeks.
Free On-Site Inspection & Quote
We come to your property, inspect the roof, assess the biological growth that triggered the notice, and provide an accurate quote on the spot. We never give phone estimates — every property is different.
Professional Soft Wash Cleaning
We perform a complete soft wash roof cleaning — killing algae, mold, and biological growth at the root. All organic staining and discoloration that triggered the insurance inspection is removed.
Written Service Documentation — Same Day
We provide written service documentation the same day as cleaning — including the date of service, method used, products used, and our Florida contractor license number. This is the document your insurance carrier needs.
You Submit to Your Carrier
Submit the documentation to your insurance carrier or agent before your non-renewal deadline. Most Florida carriers accept licensed contractor service documentation as proof of maintenance — resolving the non-renewal notice.
Date of Service
Exact date of roof cleaning — establishes the maintenance was performed before your non-renewal deadline. We can typically get your roof cleaned and documented within 2–5 business days of your call.
Cleaning Method & Products
Professional soft wash method documented — low-pressure biodegradable treatment that removes all biological growth. Carrier inspections cite growth as the issue — this documents it has been professionally addressed.
Licensed Contractor Information
Our Florida contractor license number included on every service document. Most Florida carriers specifically require documentation from a licensed contractor — not a handyman or unlicensed operator.
Property Address & Description
Full property address, roof type, and description of surfaces treated — matching the property on your insurance policy to eliminate any ambiguity in carrier review.
While most Florida carriers accept licensed contractor service documentation, we recommend confirming with your specific carrier or agent what documentation format they require before we clean. We can adjust our documentation format if your carrier has specific requirements — just let us know when you call.
Florida insurance carriers conducting aerial inspections look for specific visual conditions that they classify as evidence of deferred maintenance or accelerated deterioration. Understanding what triggers a notice helps Naples homeowners stay ahead of the issue:
Black algae streaking (Gloeocapsa magma) — the dark horizontal streaking across shingle or tile roofs — is the most common trigger. Carriers interpret significant coverage as evidence of neglected maintenance and accelerated material degradation.
Visible moss growth is a high-alert trigger for carriers. Moss root penetration is associated with structural damage risk — carriers view it as evidence of serious maintenance neglect and a potential claim risk.
Heavy discoloration covering more than approximately 25–30% of the visible roof surface is typically the threshold at which carriers issue notices rather than simply noting the condition for future monitoring.
The good news: all of these conditions are fully addressable with professional soft wash. A clean roof after documented professional cleaning is what most carriers need to see to resolve the notice — not a roof replacement.
All pricing based on a free on-site inspection. We never give phone estimates. Priority scheduling available for insurance-related jobs.